Steve Laird

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New Home or Older Home?
Older homes can offer interesting architectural details like higher ceilings, for example, but remember a home with higher ceilings can produce more expensive heating costs. New homes, are likely to be better insulated and more energy efficient. On the other hand, if you need to buy new draperies and landscaping at the outset, costs quickly can add up. Consider everything!

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Annual Percentage Rate (APR):
The total finance charge (interest, loan fees, points expressed as a percentage of the loan amount).

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